Writing Productivity — Using an Idea Log

Some writers know exactly what they want to say. They merely have to start typing and passion flows from them. This doesn’t necessarily mean they write well, but they don’t sit around wondering what to write about. Most writers, however, need a little prodding. Sometimes they have great ideas, and sometimes they stare at their computer screen waiting for something to come to them. If you fall into the second category, you can reduce your time spent staring at the screen by creating a log of your good article ideas when they come to you. You can also spend those slow times looking at a few tried and true idea resources and seeing what ideas you can grow for the future.

What is an idea log?

An idea log is a way of cataloging your ideas for articles, posts, fiction, poems, essays and stories. Your idea log can be as simple or as fancy as you wish. Some people create file folders for their ideas. They fill them with notes, clippings, pictures and whatever else will assist them. When they pull out the folder, they have all they need to start work. This can be a great system, but it is a lot of work, especially if you never pursue that idea later.

Many people take advantage of their computers. They write quick notes, or even put them in the form of a query to an editor, and keep them in individual documents or add them to a database. This is an excellent system and one that can also get you going quickly once you decide to write because part of the document is already written. You just have to expand on it.

The third way that I propose is simpler and not as thorough. I use it myself, however, because of its ease and portability. I keep a stack of 3×5 index cards in which I jot down my ideas. I put a title and description at the top then jot down the note below. I rarely fill up more than one side of one card. It isn’t as thorough as a file or as ready to roll as a computer note, but it keeps me from prattling on about what is just a single idea that I may or may not follow. Plus, when I have a stack of these cards, I can pull them out and thumb through them quickly, more quickly than going through a file folder or a computer database. I can also take these cards with me anywhere and jot down the ideas as they come. I am a big fan of computers, but for this task I really do prefer the simplicity of a 3×5 index card.

What do you like? What do you hate?

A great place to start looking for ideas is to look at your likes and dislikes. What makes you happy and what makes you sad or angry. These are the things in your life that will provoke your most passionate writing. This can range from politics, entertainment, to a lump in your carpet that you’d like to get rid of. It all depends on what interests you enough to upset or please you.

Who do you know?

The people in your life can be one of your greatest sources of ideas. They have jobs, hobbies, interests and problems that make them experts hundreds of things. Your architect friend can now be interviewed about what makes for a good or bad home design. Your divorced friend with three kids probably has much to say about child support issues. With a little fictionalization, the annoying woman at work might make for a great short story. Look at the people around you. Evaluate them as article sources, interview topics and as story ideas.

Who would you like to know?

People often portray writing as a solitary task, but one of the great benefits of being a writer is that you can use it to meet people. Think about the respected or famous people you would like to talk to: writers you respect, experts in fields you are interested in, actors and politicians. Some of them will be difficult to meet, but many are easier than you think. While the ten most famous writers in the world may be hard to contact, most writers do not spend the majority of their time fending off interview requests. The same is true of experts in most areas. Politicians and actors are probably the hardest to get an interview with, but even then you might be surprised. Just remember that the top few in those fields are nearly impossible to interview without some clout behind you, but there are plenty of others in the field who would be happy to answer your questions.

Where have you been?

Travel is a great way to generate ideas. Look at the places you’ve gone and the things you’ve done there. Think also of the trips you would like to take. From travel guides to the settings for stories, your journeys can be a great source of ideas. Whenever you travel, it is a good idea to keep a journal and write down your thoughts and impressions. You never know where you might find your next idea.

What have you been doing?

Take a look at your areas of expertise. What jobs have you held? What hobbies have you had? What have you studied? These are your areas of knowledge. You may not be an expert, but in writing it is generally enough to be an intelligent amateur as long as you are willing to do the research for your story. Just as your friends are great sources of information, you are your greatest source. Not only do you know something about these things, but also you can rely on yourself, more than anyone else, to do the work required to find out more. Every job, from working in a warehouse to being a phone solicitor to managing a small office, has requirements and areas of interest. Think about how these things can become articles or stories.

What have you been reading?

If you are a writer, then chances are you are an avid reader, and it pays to keep a few notes while you read. The daily paper, magazines, the Internet and the books you read are great sources for ideas. My favorite example of this process is the movie The Player, in which a studio executive challenges anyone to read him a newspaper article and he’ll come up with a movie based on it. Over and over he turns the most mundane articles into feature film ideas. Ideas are everywhere.

What happened to you?

Beyond the jobs and hobbies you’ve had, there is plenty more to your life. There are hundreds of high points and low points in every person’s life: people found and lost, love shared and unrequited, accidents, plots, plans, choices and mistakes. Most of your memories are worthy of a story or article, because chances are you haven’t managed to remember the ordinary and mundane parts of your life, just the highs and the lows and the elements that contribute to who you are. Your life is an endless source of material if you have the talent to make it interesting to others.

Ideas are all around you. If you go through the items above, you will have plenty of ideas to work with, but beyond that, you just need to keep your eyes open and your other senses ready to back them up. Ideas will come to you if you are paying attention. Just remember to have some system to keep track of them, even if it is just a notebook for you to jot things down in. Your ideas are fuel for your writing. Keep plenty of fuel handy.

The Organized Blogger

My adventures in organization have had a few rough days as I have been battling both a cold and a ruthlessly time-consuming new project at work. After performing the big purge on my home office, I have had to be content with small moments dedicated to the overall task pf putting everything in its place, especially all of the unfulfilled mental loops that come from 40+ years of living on this planet. There are many things I want to do, many things I need to do, and many things I need to decide I am never going to do. This is all part of the organizational process. You cannot get a handle on all the tasks that lie before you until you make an accurate list of them and decide what you are going to do about them.

Because I am using the Getting Things Done organizational system, I am obliged to make a complete and accessible collection of these unfinished projets. At minimum I need to list each project, the desired outcome, and the next action step towards achieving that outcome. Projects may be as minor as transferring data from my wife’s old notebook computer or as major as publishing a book of poetry or taking a trip to New Zealand. Once this information is collected, I need to track my progress on each item. This is no small task, but it is certainly achievable.

My first major hurdle was to decide what system to use to track these projects. Getting Things Done proposes several systems, but none of them suited me particularly well. Paper files were exactly what I didn’t want. The idea behind getting organized was to free up both my mental and physical space. I want to dispose of every piece of paper I can possibly be rid of, so having a file cabinet full of them was not a pleasant thought. I tried it, but I just had no enthusiasm for the idea. If I have too many papers to keep in an inbox, it is time to purge.

The alternative to paper was electronic organizers, but the problem with most of them is convenience. I want to be able to access my tasks from anywhere, but I don’t want them tied to a particular device because then I am out of luck if something happens to it. I needed something that I could access from my Blackberry, my iTouch, my personal computer and my work computer. In fact, the best solution would be something that I could use even if I didn’t have access to any of these. I thought about using some of the Google tools or some other online package, but I wasn’t sure I could have access to them from work. An organizational system would do me no good if I couldn’t use it in the main place that I needed it.

It took me an embarrassingly long time to realize that the answer was right in front of my face. What I needed was a blog! I’m a blogger. I know Wordpress better than almost any other tool at my disposal, and it is perfect for capturing individual items that require notes and updates. I can write as much as I want about each task and even attach files if I need to. The list is searchable and can be filtered using both categories and tags. More importantly, I can access the blog from every one of my key devices or from any open computer. I know enough about WordPress and file protection to keep the new site secure and invisible so that nobody needs to see it but me. I can even use the scheduling feature to move items into future cues so I see them on certain dates and not before. In essence, WordPress is my new organizational tool and it meets every one of my needs. Blogging has scored another brownie point in my life,

Of course, there is theory and then there is practice. I am still imputing all of my loops, but I’ll keep you updated on how things go and at some point I’ll give the details behind setting an organizational blog up for yourself.

LiveBlogging: Getting Organized

In an effort to get some blogging in while I’m getting organized, I am going to Liveblog my organization efforts.

Day 1: 12:00 noon to 5:00 PM

The story to date:

I bought Getting Things Done: The Art of Stress-Free Productivity both in print and on Mp3. This weekend’s project is to organize my home office. The first step was to go to the store and buy the items on the GTD list. Those included:

• Three Paper Holding Trays
• Plain letter sixed paper
• Pens
• Post-its
• Paper clips
• Binder clips
• Stapler and staples (Red Swingline of course)
• Scotch tape
• Rubber bands
• An automatic labler (i fudged on this because I have one at the office)
• File folders
• A calender
• Waste basket

I also bought a new desk and two Ottomans that open up for storage. My wife went along and bought here own things. Total bill, about $600. So far, a pricey proposition, but we do what we have to.

Day 1: 5:40 PM

Opening packages up I cut my fingers twice.

Day 1: 5:55 PM

Found cool stapler graphic. Now I have to get some work done.

Day 1: 6:10 PM

My In/Out/Pend boxes need some assembly. It is taking longer than I would have thought. Also, I am having an internal debate. Should I set up my desk before I gather my stuff, or get everything organized and then set up my desk last. I’ll let you know what I decide.

Day 1: 6:27 PM

The baskets are finally together. My thumbs are sore. I have decided to wait until everything else is organized before switching desks. That is the first project I will put into my basket.

Day 1: 6:55 PM

I have decided that the smaller of the two Ottomans will hold games related items such as my Dungeons and Dragons books while the larger will hold books that i don’t intend to read in the near future but still want to keep. I am getting rid of most of my books, however, because I have discovered that I prefer books on audio for pleasure and the Internet for most reference needs. This will help me create a less cluttered, more “zen” office. I will still have a small bookshelf for books that I use frequently or intend to read soon.

Day 1: 7:47 PM

I’m about halfway through my books now. I had already purged a bunch of them earlier this week. It looks like I am going to keep even less of them than I expected. Most of the books I am keeping are poetry and author-signed books with just a few references.

Day 1: 9:00

Finished sorting through my books. Moved old bookshelf to the garage. I had to adjust the new bookshelf to the two different general book heights, which leaves a small shelf in the middle. I’m sure something on my overflowing table (in box) will fit there.

Day 1: 10:17

I’ve begun to make progress on my desk, which I had piled with all of my items to process except for the ones in the closet. I’m about halfway through the pile. Most of the items have been thrown away, a few are filed and others have been put back in their place. I’ve also identified about 5 projects (things that will take more than a couple minutes) that I will have to tackle based on what I have found. I still have a long way to go, but it is a start.

Day 2: 1:37 PM

Back at it. The table is clear enough to see most of the items now. So many things that have been left untended.

Day 2: 4:42 PM

I am halfway through the closet now. There were a lot ofpapers to go through, mostly three-year old bills and such that needed shredding.

Day 2: 6:36 PM

The closet has been cleaned out and then repopulated. Most of the space will hold my office supplies, so that they don’t need to be seen unless I am using them.

Are You Having Any Fun?

Lately I have been talking about building a sustainable writing career. A sustainable career can stand the test of time. It is a career you can be successful at today, tomorrow and years from now. I’ve discussed some of the elements that lead to a sustainable writing career, such as good planning, hardiness in the face of problems, health and marketing. Those are all important, but perhaps the most important question is, are you having any fun?

Don’t Dread Your Days

No matter what career you choose, you won’t have fun all of the time. Every career has ups and downs. If you are going to spend eight or more hours a day doing something though, wouldn’t it be nice to enjoy what you are doing? The opportunity to get up in the morning without dreading the day in front of you should not be overlooked, especially if you expect to be doing the same thing five, ten of fifteen years down the road.

Strike a Balance

It can be difficult to strike a balance between what can earn you money and what brings you happiness. Tradeoffs have to be made sometimes, especially if you have a family to support and bills to pay. Just be sure that you aren’t trading away too much. I’ve spent time at jobs I hated before, and in the end my body just rejects those jobs. The stress gets to be too much and I get sick for days and weeks on end. At some point I can’t make myself go somewhere that I hate, even if the money is great.

Look for a career that can make you happy. If you find yourself in a job that you dread going to, make a change. Either fix what is wrong with the job or find a new job. Do what it takes to make your days worth living, because you only have a limited number of them.

Building a Sustainable Writing Career: Increase Your Hardiness

In my last article I discussed the value of hardiness. Hardiness is the ability to handle problems in constructive ways. It is the key to success as a writer. Here are a few ways in which you can increase your hardiness.

Eliminate (At Least Reduce) Poor Coping Habits

People indulge in bad habits when they are stressed. They smoke. They drink alcohol. They eat too much or too little. They take drugs. None of these coping mechanisms are healthy. When you find yourself indulging in these bad habits, stop. Focus on the positive actions you could be taking to fix the problem.

Take Care of Your Health

Ignoring your health, even when you have a major problem to deal with, is never a good idea. Your body is part of your toolset for dealing with problems. Exercise, get the proper amount of sleep, eat healthy food, take the time to relax and release stress in healthy ways like exercise, meditation or an enjoyable hobby.

Focus on Solutions Rather then Emotions

It is important to acknowledge how you feel about a situation, but dwelling on your emotions does not solve problems. Avoid negative self-talk. You need to find positive, logical steps that you can take to solve whatever problems you are facing. While you shouldn’t just take the first action that comes to mind, don’t dwell on your problems without taking some sort of action. The sooner you start taking steps to repair the situation, the better you will feel.

Use the Resources You Have

We seldom have every resource we would like to have. While it would be nice to have an unlimited amount of time, people, money, information, and equipment, most people have to make due with something less than the ideal. In many cases though, people fail to use the resources they do have, or they don’t use them wisely. When you are faced with a major problem, take stock of your resources and think about ways you can creatively use what you have. Sometimes it is as simple as asking the right person for a favor.

Communicate Assertively

Don’t avoid problems or people. A hardy person confronts the issues they have as directly and firmly as possible. You don’t have to be a jerk, but don’t turn yourself into a victim either. Say what is on your mind. Say it constructively, but get it off your chest. In many cases, all that is needed is an honest conversation. Half of the problems people have with each other are due to poor communication and misperception.

Building a Sustainable Writing Career: Hardiness

What is Hardiness?

Hardiness is the ability to deal with stress in a healthy way rather than an unhealthy way. It is the ability to maintain a positive outlook and respond constructively when problems arise. There are always problems to be dealt with in life. How we respond to those problems is what determines both our short term and out long term success. When a hardy person encounters a problem, they tend to see the problem as a challenge rather than a disaster. They believe in their own ability to correct the problem or at least respond appropriately to the change.

Hardiness is one of the keys to a sustainable writing career. The ability to adapt positively to change can mean the difference between success and failure. There will always be problems that you have to deal with as a professional writer – economic problems, work challenges and personal issues. Over the course of a long writing career, you will have both daily frustrations and major career changing events. If you are hardy, you will be able to overcome and adapt to these problems. Hardy people usually respond to problems with what are known as the three Cs: Challenge, Commitment, and Control.

Challenge

Hardy people not only accept that life is filled with change, they look forward to change. They believe that change will educate and stimulate them. They look at change as opportunity. Because of this, they thrive in adverse or difficult situations. Hardy people will often take on difficult challenges precisely because they are difficult.

Commitment

Hardy people are rarely bored. They like the things they do and they have the determination to see whatever task they are doing through to the end. When new obstacles present themselves, they tend to increase their commitment to success rather than give in to negativity and defeatism. Whatever they are doing, they are committed to seeing it through to the end.

Control

Hardy people believe in their own ability to influence the events around them. When problems occur, they believe that they can either fix the problem or at least adapt to the problem. They have a strong sense of initiative, and look for ways to turn potentially negative situations into positive ones.

Don’t Be Intimidated

Don’t feel bad if the three Cs haven’t come naturally to you so far in life. While the three Cs may be automatic for some people, for most of us this is something we need to learn, and keep learning. I’ll be honest. I haven’t felt particularly hardy lately, which is one of the reasons I am writing about this. I wanted to remind myself of what the best ways to deal with problems are. Next time, we will look at some of the strategies for increasing your hardiness.

Building a Financially Sustainable Writing Career: Body Work

Everybody Hurts

My career as a writer has not been good for my body. I weigh far more than I should because I spend most of my day sitting. I have a perpetually bad back and stiff neck from poor positioning. At the end of a long day in front of a computer my vision starts to get fuzzy and I have to increase the size of the text on my screen. For almost a year in the nineties, I could barely type due to a repetitive motion injury to my left elbow. During one particularly tense stretch at a company that shall remain nameless, I developed a tick in my right eye that nearly drove me crazy and an earache that didn’t go away until the day after I quit that job.

Writing is hard, not just mentally but physically. It isn’t professional athlete hard or standing on an assembly line hard, but there are plenty of hazards to be had. If you want to build a financially sustainable writing career, you need to take care of your body. Fixing your body is expensive and doing without it impossible, so taking care of it is your best choice. Here are some keys to building a sustainable writer’s body.

Think Locally, Act Ergonomically

Seek out chairs that are kind to both your butt and your back. Invest in a trackball or other ergonomically designed mouse. Get the largest, crispest monitor you can afford and make sure your text is clear enough to read for hours. Make sure everything is the proper height and distance. For more information read here.

Get Up Off Of That Thing

Try to get up, stretch, and walk around at least once every hour. No matter how comfortable a chair might be, it isn’t meant to hold you all day. When you maintain the same position for too long, tension starts to build in your body. Movement helps to relieve the tension.

You Can Dance If You Want To

You don’t need to be an athlete, but for the sake of a sustainable body, you need to get at least three sessions of moderate exercise in every week. There are hundreds of ways to exercise. If nothing else, go for a walk. Try to sustain some exercise for at least a half hour, three times a week.

There’s The Rub

Massages are a great way to reduce stress and keep your body healthy. I try to get an hour massage about twice a month.  It is one of the things I can look forward to that keeps me sane during the high-stress times.

Doctor Feelgood

Preventing health problems is always easier and cheaper than fixing health problems. Get that annual check up. Figure out if there are any danger signs that you need to deal with before they become major issues.

Crack That Back

On New Year’s Day, 1987, I drove my car off of Dead Man’s curve on River Road. I flipped the car and although I “walked” away, I suffered from severe back pain and decreased mobility. It took me two months to talk myself into seeing a chiropractor. By the end of the first visit I felt almost like myself again. When your back gets into trouble, a good chiropractor can help, especially if you go before it turns into a crisis.

Get a Peaceful, Easy Feeling

Stress release is the key to long term health. Stress builds up in many ways and for many reasons, from the way you sit to the pressure of a project to personal problems. Find a way to release that pressure when you need to. Learn to meditate. Find a relaxing hobby. Take a hot or cold shower. Get some sleep. Do what it takes to manage your stress before it becomes a problem.

Building a Financially Sustainable Writing Career: Marketing

Most freelancers already know that they need to market themselves. Bloggers usually know this too, although they sometimes focus on their blog as their only marketing tool. Marketing is for all writers though, and in fact for anyone who wants to have a sustainable professional career. A fully employed technical writer or business writer might not see the need for marketing themselves, but even a “permanent” job can suddenly end, and the more well-known and respected you are, the easier it will be to find the next job.

If you are out of work, you need marketing even more. Sending out your resume in response to a job advertisement is just one way to get a job, and it is the way that ensures you have the most competition. Building a solid public reputation opens many doors and helps bring people to your door instead of you having to hunt for them. The best job search is the one that is already being done before you need the job.

Create a Portfolio

The first, most basic step that every writer should take is to create a personal portfolio. Collect samples of your best work and have them ready to send out at a moment’s notice. Be ready for print or electronic distribution. The more professional your portfolio looks the more professional and qualified you look. Don’t forget to add a business card, a well-designed resume and a professional biography.

Build a Web Site

It should come as no surprise that I recommend every writer have a web site. Even if you don’t want to be a blogger or web publisher, having a small, attractive site that has samples of your work makes you much easier to find. That is the key to marketing, making sure that when people are thinking of a writer with your skills, they can find you. The site isn’t just for prospective employers. It should be media friendly as well. Make sure it has a contact form or at least your email address so that it is easy to get in touch with you.

Be Social

One of the best ways to get your qualifications out there is to join social groups, both online and in person. Almost ever writing field has an organization that caters to it, from the Society for Technical Communication to the Public Relations Society of America to the Direct-Mail/Marketing Association. Beyond those groups, there are general groups of business people such as The Toastmasters, The Rotary Club and the Chamber of Commerce. Online, of course, you have services such as LinkedIn and Xing, which allow you to exchange resumes and professional contacts all over the world.

Advertise

When I needed freelance work to get me by while I was getting my Master’s Degree, I put an ad in the local newspaper. It has a professional services section and no other writer has a listing, so I put one in and I almost immediately got work. The ad paid for itself and more within two weeks. I also advertised on my web site, and generated some business that way. This was passive recruitment. I didn’t have to call a single person or send them my resume/portfolio. They came to me. It is amazing how many people are looking for your skills but just don’t know where to find them. Advertising in print publications is generally cheap. Advertising on a relevant web site can be an even bigger bargain. Sometimes you’ll want to do this even when you don’t need the work right away, just to make sure people remember you.

Pick Up the Phone

Do you know why cold calling works? It works for four reasons:

• It is quick
• It is direct
• It can be done from anywhere
• Most people don’t have the guts to do it

You can spend all day telling me why you can’t call people. Yes, it is hard to do. The only reason to do something that personal and risk individual rejection is that it works. You can get rejected a hundred times in a day. Getting rejected takes almost no time at all. The sale you make is what matters, especially when you absolutely have to put food on the table.

Get Your Name Out

There are literally hundreds of marketing strategies. I highly recommend reading a book or two on marketing so that you understand the general concepts. There are also companies (and writers) who specialize in doing this for you. The important thing about marketing, especially if you aren’t the type to cold call a company, is to be working on it while you have work so that opportunities are easier to find when you need them.

A key to sustainability is to avoid having limited resources. When it comes to a career, your resources are personal and professional contacts, advertising, marketing materials, marketing knowledge and a high profile. Having all of these instead of just a few will help you sustain a long-term marketing career.

Building a Financially Sustainable Writing Career: The Emergency Fund

Make More Money than You Spend

Let’s face facts. It takes money to get started in almost anything. Whether you are a freelancer, a contractor or a full-time employee, it takes money to make money. Freelancers must maintain their own offices, equipment, and communications. They must also market, heavily. Contract workers have to maintain a fairly constant job search, sometimes pay for relocation, and have enough money to cover periods of unemployment. Full-time employees have fewer expenses, but they often make less money. It can be easy to get lured into thinking that your steady income makes up for the fact that your debt keeps increasing. It does not. No matter what your income situation is, the first priority should be to either increase your revenue or decrease your expenses until your income exceeds your expenses. A ten percent cushion is a good start. Twenty percent is better.

Start an Emergency Fund

The main reason you need your income to exceed your expenses is because you need to have money set aside for emergencies, and there WILL be emergencies. Freelancers and contractors tend to learn this lesson much faster than regular employees, but the rule applies to all. Emergencies happen. You may find yourself facing medical problems, legal trouble, or income issues. If you don’t have money set aside, your only option will be debt, and that is never a comfortable option. Set income aside. People like to give figures such as six month’s pay, but few people get to start out with a fund that is so solid. Pick a percentage of your cushion, perhaps half of it, and put it in the fund. It will grow with time.

Get Protection

One of the key ways to prepare for emergencies is insurance. Insurance is basically an emergency fund. You pay money in, with the hope that you will not need to use it, but knowing it is there if you need it. Medical insurance is clearly the most important. Medical emergencies can be among the most costly. Prepaid legal aid is another good idea. Paying a small monthly fee will give you access to an array of free or cheap legal advice and basic contract assistance. Other insurance areas to consider are dental, vision, short-term disability, long-term disability and credit-card protection. I list credit card protection last because the best protection is not to run up credit card debt in the first place.

Know the Difference Between a Problem and an Emergency

An emergency fund is for emergencies. It isn’t there to deal with minor issues. It is money for times when there is no other choice to be had. You don’t use your emergency fund to replace a working computer (or one that you can live without), look for a new job when your old job isn’t in danger, or take a vacation because you “really need one”. The emergency fund is your fund of last resort. It is not only there to fix serious problems, it is there to give you confidence in your everyday life. Knowing the money is there allows you to feel less fearful of the future. When the fund is strong, you can feel more confident in taking the occasional career risk and setting off on a new course. Every time you use that fund, especially for something that could have been covered otherwise, it reduces your options and makes it harder for you to adapt to future changes. The best emergency fund is one you never have to use.

Is your Writing Career Financially Sustainable?

Whether you are a freelance copywriter, a contract technical writer or a full-time reporter, you should be considering the financial sustainability of your career. There are many types of writing careers, and there are issues to be faced in every one of them. Even the safest sounding of careers can have sustainability issues. Much of it depends on you, and the way you approach your career.

How long do you need your career to be sustainable?

When considering the sustainability of your career there are some questions you need to ask. The first question is how long do I want this career to last? Most people don’t intend to stay in the same job, or even the same career for their entire life. You might want to be a freelance writer today, but you may not want it ten years from now. When considering sustainability, it is good to have a finite period of time in mind. If you don’t have a specific idea of how long you want your career to last, then a good time period to use is twenty years. Feel free to pick your own value though. If you do have an idea of what you want to transition to next, and when, part of your consideration should be about how you are going to position yourself for that next change.

How much money is enough money?

Money will always be a primary issue. You not only need to consider your income, but you need to consider your spending as well. You also need to ask how much damage a major crisis would have on your income.

For almost three years, I managed to live strictly off money I made from my web sites and money I made freelancing. I never had enough money to put much of anything aside. I just managed to meet my obligations and no more. There was more than one point at which I thought I wasn’t going to meet my obligations, but somehow money always came through. That doesn’t mean that the career choice itself was unsustainable. I was very careful with the money I did have coming in, and that helped. I spent money only on essentials, and made do without almost anything else.

Now, I work full time in addition to blogging part time. I make a considerable amount of money, so income isn’t a sustainability issue. That doesn’t mean that finances are no longer an issue. When I hade very little money coming in, I spent very little and I did my best to avoid debt because I knew how difficult it would be to pay back debt with so little money coming in. Unfortunately, the lessons I learned as a frugal freelancer did not carry over when I moved to a full time income. I have acquired debts and spent money on items I never would have considered when I had less income. Financially, there are still sustainability issues in my life.

Can you weather a crisis financially?

One of the key improvements that a full time job has provided, is insurance. As a web publisher and freelancer, I lived without it. If I had gone through even a minor medical emergency, it would have crushed me financially. Now, I have a job with paid time off and good health insurance as well as short and long term disability insurance. I can handle a minor or even a substantial health emergency.

Can you save for your future?

Another advantage of my current situation is that I now have retirement savings. I have access to a 401k, a pension program and even a profit-sharing program. Saving for the short term has been a problem for me, but saving for the long-term has been somewhat better because of all of these programs. There are similar steps that freelancers can take, but it is more difficult.

It isn’t about career choice, it is about career development

It may sound as if I am knocking my career as a freelancer. I am not. Being a freelancer was not the central problem that I had. The central issue was one of income. I did not take the steps that would have added to my income and helped me save for emergencies or get insurance. Had I run my career more wisely then, I may never have needed to move to a “more secure” job.

Next time I’ll look into some of the ways that you can make your career more financially sustainable.

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